Our Fees

Platinum & Gold Fees

Platinum and Gold fees are calculated as a percentage of Assets Under Management (AUM), calculated at the end of the quarter, based on the AUM at the end of the quarter. The minimum quarterly fee for a Platinum account is $1,000, and $400 for a Gold account.

Assets Under Management Platinum Gold
First $1,000,000 1.00% 0.80%
Next $2,000,000 0.80% 0.80%
Next $3,000,000 0.60% 0.80%
Next $4,000,000 0.40% 0.80%
Over $10,000,000 0.25% 0.80%

Consider the following example: You have contracted with us to manage your investments at the Platinum level. At the end of the first full quarter of management (three months), the portfolio has reached $1,200,000 in value. Based on the fee schedule above, we would charge $2,900.

1.00% x $1,000,000 = $10,000
0.80% x $200,000 = $1,600
$1,200,000 $11,600
$11,600 / 4 quarters = $2,900 / qtr

RetirementGPS

For RetirementGPS, we charge a flat 0.60% annual fee, subject to a minimum annual fee of $125. RetirementGPS is best for non-planning clients, and best for clients without tax implications (IRA only, and non-profits) with $50,000 or more. RetirementGPS fees are calculated as a percentage of Assets Under Management (AUM) at the end of the quarter. Non-profits are charged 0.48% per year. The following is a fee calculation example for RetirementGPS:

Portfolio Value Fee Annual Quarterly
RetirementGPS $50,000 0.60% $300 $75